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PLEASE NOTE: The contents of this independent ​website are intended to offer guidance and support in line with the codes of the EFTMRA and it's recommended insurance company, Holistic Insurance Services Ltd.  Supporting data has also been drawn from the Gov.uk website and other sources seen by the author as reliable at the time of writing. You are personally responsible to check any business systems you adopt with your legal advisor, accountant, governing bodies and insurance providers as relevant. Please see other resources for some links to further information.